atm vsAn ATM card is a payment card, issued to the customers on request by the bank, that facilitates a customer to access automated teller machine and withdraw money any time. On the otherBerbeda kondisi dari transaksi dital perbankan serta QRIS, transaksi pembayaran menggunakan kartu ATM atau debit turun 8,42% yoy menjadi 1,75 miliar transaksi pada